Terms and Conditions

Effective Date: 1/10/2025

Welcome to Platinum Mortgage! These Terms and Conditions ("Terms") govern your use of our website and services. By accessing or using our website, you agree to these Terms. Please read them carefully.

1. Use of the Website

You must be at least 18 years old or have parental consent to use our website.

You agree to use the website only for lawful purposes and in compliance with all applicable laws and regulations.

You may not:

Use the website to transmit any harmful, offensive, or unlawful content.

Attempt to interfere with the operation of the website.

Access areas of the website that you are not authorized to access.

2. Accounts and Registration

Some features may require you to create an account. You are responsible for maintaining the confidentiality of your account information.

You agree to provide accurate and complete information during registration.

Notify us immediately of any unauthorized use of your account.

3. Services Provided

We provide mortgage lending services.

Services are subject to availability and may be modified or discontinued at our discretion.

4. Payments

All fees for services must be paid in accordance with our pricing and payment terms.

We may use third-party payment processors. By submitting payment information, you agree to their terms and conditions.

5. Intellectual Property

All content on our website, including text, graphics, logos, and software, is the property of Platinum Mortgage or its licensors.

You may not copy, reproduce, or distribute any content without our prior written consent.

6. Disclaimer of Warranties

Our website and services are provided "as is" and "as available."

We do not guarantee that our website will be error-free, secure, or uninterrupted.

To the fullest extent permitted by law, we disclaim all warranties, express or implied.

7. Limitation of Liability

To the extent permitted by law, we are not liable for any direct, indirect, incidental, or consequential damages resulting from your use of our website or services.

This limitation applies even if we have been advised of the possibility of such damages.

8. Indemnification

You agree to indemnify and hold Platinum Mortgage, its affiliates, and employees harmless from any claims, damages, or expenses arising from your use of our website or violation of these Terms.

9. Governing Law

These Terms are governed by the laws of the state of Utah, without regard to conflict of law principles.

Any disputes arising under these Terms will be resolved exclusively in the courts of St. George, Utah.

10. Changes to These Terms

We may update these Terms from time to time. We will notify you of significant changes by posting the updated Terms on our website.

Your continued use of our website or services constitutes acceptance of the updated Terms.

11. Contact Us

If you have any questions about these Terms, please contact us at:

Platinum Mortgage 352 East Riverside Drive, St. George UT 84790 [email protected] (435) 708-3331